justicematters.ca

The Law Regarding Deposits

Charles — Sun, 01 Jan 2012 19:43:39 +0000

We often hear from individuals who enter into a contract for the purchase of goods or services and then subsequently change their mind after providing the seller with some type of deposit. We are then contacted by the buyer as to how they can obtain their full deposit back.

What is Exempt from Enforcement

Charles — Sat, 24 Dec 2011 06:05:33 +0000

After obtaining a judgment in either Ontario’s Superior Court of Justice or Small Claims Court, a creditor looks to having the judgment satisfied. If a judgment debtor does not voluntarily make payment arrangements then a creditor may use any enforcement method allowed by law to collect on their judgment

Dealing with Creditor Lawsuits

Charles — Sat, 24 Dec 2011 06:00:34 +0000

The majority of garnishments processed in the Ontario Small Claims Court result from a debtor not filing a defence to a claim against them. Sadly, many of these debtors erroneously believe that there is nothing that can be done if they are being sued by a lender. As a result of such inaction, many debtors [...]

Credit Counselling Agencies

Charles — Sat, 24 Dec 2011 05:53:49 +0000

We see them advertised on television, in newspapers, by voicemail and even on the back of buses but are all credit counselling agencies the same? The short answer is no, however, they all have their different benefits and shortcomings. There are three main types of credit counselling agencies.