After obtaining a judgment in either Ontario’s Superior Court of Justice or Small Claims Court, a creditor looks to having the judgment satisfied. If a judgment debtor does not voluntarily make payment arrangements then a creditor may use any enforcement method allowed by law to collect on their judgment Continue reading “What is Exempt from Enforcement” »
The majority of garnishments processed in the Ontario Small Claims Court result from a debtor not filing a defence to a claim against them. Sadly, many of these debtors erroneously believe that there is nothing that can be done if they are being sued by a lender. As a result of such inaction, many debtors end up losing control over how much they ultimately owe and how it is to be repaid. Continue reading “Dealing with Creditor Lawsuits” »
We see them advertised on television, in newspapers, by voicemail and even on the back of buses but are all credit counselling agencies the same? The short answer is no, however, they all have their different benefits and shortcomings. There are three main types of credit counselling agencies. Continue reading “Credit Counselling Agencies” »